Consolidating my student loans Camsexrollete

30-Jul-2020 19:01

*NOTE: We previously indicated that loan consolidation would result in removal of the record of default from a borrower’s credit history.That cell of the table has now been corrected to indicate that loan consolidation will not result in removal of the record of default from the borrower’s credit history.If you consolidate a defaulted loan, the record of the default (as well as late payments reported before the loan went into default) will remain in your credit history.

You must provide documentation of your income to your loan holder.

However, loan rehabilitation provides certain benefits that are not available through loan consolidation.

Take a look at the chart below to compare the benefits of loan rehabilitation versus the benefits of loan consolidation.

wiki How is a “wiki,” similar to Wikipedia, which means that many of our articles are co-written by multiple authors. Most students need to borrow money to pay for college, and many struggle to make their payments after graduation.

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To create this article, 25 people, some anonymous, worked to edit and improve it over time. If you are juggling more than one payment on your loans (whether they are federal, private, or both), or if your federal loans are currently in default status, consolidation may help you manage your debt and protect your credit.The two main ways to get out of default are loan rehabilitation and loan consolidation.

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