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Santander Personal Loans are available over terms of 1 to 5 years.
We will do a credit assessment when you apply and your personal circumstances may affect the rate we can offer you which may differ from the representative APR.
Credit card and mortgage customers must apply online or by phone.
If you use Online Banking, apply before 5.55pm Mon - Thur and have your loan unconditionally accepted.
03 If you need to call us from abroad or prefer not to use our 0345 number, you can call us on 44(0)1733 347 007.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
If you are unconditionally accepted you will receive your funds the next working day.
If you require your loan funds urgently we recommend you complete your application this way.
This means that further down the line you may then be able to successfully take out the product you originally applied for.
Each lender has it's own system, but generally these things can improve your score: If you work as a contractor, are a sole trader, work under a partnership, are a director/owner of a limited company or are a member of a limited liability partnership you are still able to apply for a loan providing you meet our eligibility criteria.
03 44 1132 798 302 from outside the UK 03 Lines are open Monday to Friday, 9am - 5.30pm.
(For use by customers with hearing impairments only) We may record your call so we can check we've carried out your instructions correctly and to help us improve our service.Find out more about Online Banking Find out more about Mobile Banking If you've got balances on store cards and credit cards or even overdrafts and loans, you might be making a number of repayments throughout the month at a number of different rates. You could: We can't guarantee that these options will reduce your overall cost of borrowing.